Discover Spark Invest

The Income Portfolio aims to drive income generation across a diversified base of asset classes.

Investors seeking a diversified portfolio with an income focus and have a medium term investment horizon. The portfolio is suitable for those with a medium risk tolerance and who can accept some volatility with their investment.

50% defensive (fixed interest, cash)

50% growth (equities, alternatives)

3% per annum before fees over rolling 10-year periods

Moderate

4+ years

0.45%

The Balanced portfolio seeks to provide optimal capital efficiency over a long-term horizon. It has an exposure to both growth and defensive assets but with a bias towards growth.

Investors seeking a diversified portfolio weighted towards growth assets and have a medium term investment horizon. The portfolio is suitable to those with a medium to high risk tolerance and who can accept a greater level of market volatility.

40% defensive (fixed interest, cash)

60% growth (equities, property, alternatives)

4%-6% per annum before fees over rolling 10-year periods

Medium To High

5 years+

0.45%

The Growth portfolio seeks to provide optimal capital efficiency over a long-term horizon. The portfolio focuses predominantly on capital growth with exposures weighted to growth assets along with some exposure to defensive assets.

Investors seeking capital growth and have a medium to long term investment horizon.The portfolio is suitable for those with a high-risk tolerance and who can accept high levels of volatility.

25% defensive (fixed interest, cash)

75% growth (equities, property, alternatives)

5%-7% per annum before fees over rolling 10-year periods

High

7 years+

0.45%

The High Growth portfolio seeks to provide optimal capital efficiency over a long-term horizon. The portfolio focuses on capital growth over the long term.

Investors seeking high levels of capital growth and have a long-term investment horizon. The portfolio is suitable for those with a high-risk tolerance and who can accept high levels of volatility.

10% defensive (fixed interest, cash)

90% growth (equities, property, alternatives)

7%-9% per annum before fees over rolling 10-year periods

High

7 years+

0.45%

The ESG (Environmental/Social/Governance) Balanced Portfolio is a multi-asset class portfolio that invests in exchange traded funds and managed funds within each asset class, taking into account ESG factors and risks.

Investors seeking a diversified portfolio with an ESG focus and have a medium term investment horizon. The portfolio is suitable for those with a moderate to high risk tolerance and who can accept a greater level of volatility.

40% defensive (fixed interest, cash)

60% growth (equities, property, alternatives)

4%-6% per annum before fees over rolling 10 year periods

Medium To High

5 years+

0.45%