Spark Lending
Whether its you first home, investing in residential or commercial property or SMSF finance, our team of finance experts are here to help.
First Home Buyers
Are you a first home buyer purchasing your first home? Our first property is often the first step to bigger and better things, therefore you want to make it a great one. That’s where we can help. We will answer all the questions you may have when entering the market for the first time.
With our robust knowledge of first home buyer loans, you’ll get the keys to your new home sooner. We have the knowledge and the relationships to ensure you get the most appropriate loan given your requirements without charging you any fees.
You can be approved in a matter of days, and Spark will take care of all of the paperwork and communications with lenders, real estate agents and solicitors.
Next Home Buyers
Buying your next home? Our team of home loan experts will help you climb the property ladder with the best home loan rates on the market.
As the finance market changes, so do the requirements from you and how the banks view you. We ensure our clients enjoy a smooth and no hassle exchange when purchasing property – whether it be a second home, a financial investment, or your ultimate dream home.
We have the knowledge and the relationships to ensure you get the most appropriate loan given your requirements without charging you any fees. You can be approved in a matter of days, and Spark will take care of all of the paperwork and communications with lenders, real estate agents and solicitors.
Investment Loans
Build your property portfolio with confidence! We help investors with large or complex portfolios get the right loans and the right structure in place for optimal growth and maximum returns. Advice and support for investors looking to generate wealth through property investment.
Is your rental property providing you with maximum return? Our aim is to ensure that your investment property is providing you with the greatest possible financial return. With extensive experience in the finance industry, Spark draws on established relationships with banks and lenders to review your current investment loan structure to ascertain if a more suitable finance deal is available.
Resources and strategies for established investors with large or complex portfolios. Our brokers have the skills to help expand your property portfolio, undertake redevelopment projects and finance renovations on investments. Contact us for a confidential assessment of your investment finance options.
Refinancing
Looking for a better deal on your home loan? We'll review your situation and give you an honest, expert opinion.
Wondering whether a mortgage refinance is the right move for you? If you think you might be able to save money on mortgage repayments through refinancing, contact Spark today
We're here to help and will do all the paperwork and running around at no cost to you.
SMSF Loans
SMSF Borrowing allows broader option to purchase residential and commercial properties than buying outright. Tax deduction for loan repayments are an advantage and the property can be held until pension age with no tax payable on capital growth. Borrowing can also assist in diversifying an SMSF Investment Portfolio through direct property.
Your dreams aren’t impossible - not when Spark is in your corner. Discover what we can make possible together.
Spark Corporate Authorised Representatives are authorised through Axies Pty Ltd ABN 38 136 704 446 (AFSL No. 339384) and Spark Advisors Australia Pty Ltd ABN 34 122 486 935 (AFSL No. 380552), who receive services from Spark Financial Group ABN 15 621 553 786 & Spark Lending credit representatives are authorised through Outsource Financial Pty Ltd ABN 42 131 090 705 (ACL No.384324) are not, profit for purpose entities.
General Advice Warning: The information and advice contained on this webpage and website has been prepared for general information purposes only and does not take into account your personal objectives, financial situation or needs. It is not intended to provide commercial, financial, investment, accounting, tax or legal advice. You should, before you make any decision regarding any information, strategies, or products mentioned on this website, consult a professional financial advisor to consider whether it is suitable and appropriate for you and your personal needs and circumstances. Product Disclosure Statements and Information Memoranda contain information necessary for you to make a decision whether or not to invest in financial products mentioned on this website. You should also obtain and read this document prior to proceeding with any decision to purchase a financial product. Although every effort has been made to verify the accuracy of the information contained in this document, Spark Financial Group, its officers, representatives, employees and agents disclaim all liability (except for any liability which by law cannot be excluded), for any error, inaccuracy in, or omission from the information contained in this document or any loss or damage suffered by any person directly or indirectly through relying on this information.