October 8, 2020

Federal Budget 2020

On 6 October 2020, the Government handed down the 2020/21 Federal Budget with the Treasurer outlining the economic recovery plan for Australia by providing tax relief, encouraging job creation, rebuilding our economy and securing Australia’s future as the dominate themes. The COVID-19 pandemic has had […]
August 26, 2020

What happens when interest rates increase?

It’s hard to imagine taking out a home loan with an interest rate of 17% per annum or higher, yet that was the reality for homebuyers in the late 1980s and early 1990s. And back then it would have been just as hard to imagine […]
August 26, 2020

Preparing for retirement in uncertain times

As most long-term investors know, investment markets have their ups and downs. The downs are usually associated with periods of uncertainty, perhaps due to political or economic factors, or even natural disasters. Uncertainty leads to volatility – more extreme movements in asset prices – which […]
August 26, 2020

Three steps to your kids’ financial success

For many of us, our first experience of banking and savings was the school Savings Account Program. But in 2019 the Australian Securities and Investments Commission (ASIC) raised concerns that these accounts had little lasting impact on children’s savings behaviour. All parents want their children […]
July 26, 2020

Are face to face meetings a dying trend?

There’s nothing subtle in the way COVID-19 hit us. It struck before many of us saw it coming, and, seemingly overnight, we found ourselves in a whole new world. It’s a world some of us had visited in the past. For example, we might have […]
July 26, 2020

There’s more to shares than numbers on a screen

Whether it’s by direct purchase, via a managed fund or through superannuation, most Australians hold some form of share investment. Many of us are aware that if the numbers in the finance report on the evening news are mostly green that’s good and if they’re […]
July 26, 2020

2020 Q4 Economic Update: April to June

During the last quarter one story has dominated the news – COVID-19. By the end of June at least 10 million people had contracted the disease, and over 500,000 had died. With 8,000 cases and 104 deaths, Australia was amongst the countries that have been […]
April 29, 2020

COVID-19 Economic Stimulus

There isn’t a single person in the world who hasn’t been impacted by COVID-19. As new case numbers start to slow in Australia, so too is our economy. This time presents new challenges as everyone gets used to a “new normal” and figures out the […]
April 29, 2020

2020 Q3 Economic Update

The first quarter of 2020 will forever be remembered for delivering one of the greatest health and economic shocks of all time. The economic damage was an inevitable consequence of governments worldwide taking unprecedented action to curb the spread of the novel coronavirus that emerged […]
March 31, 2020

Work, life, travel – you can do it all!

Michael was twenty-something and eager for adventure when he spotted the advertisement. It read, “Japanese schools seeking English teachers. No experience necessary – we train you.” What followed changed Michael’s life forever as he successfully completed the organiser’s training program, and embarked on a year […]