Blog

July 20, 2021

How an increase to super may result in a pay cut

The super guarantee (SG) is the minimum percentage of ordinary earnings that employers must contribute to superannuation for their eligible employees. After years being stuck at 9.5% the SG rate is on the move again. It increased from 9.5% to 10% on 1 July 2021, […]
July 20, 2021

How much can we spend in retirement?

Having looked forward to retirement for years, it was difficult to accept that two people who had spent decades living happily together could spend so much of their time arguing over money. “Enough,” I cried in frustration. “We need help from someone who can tell […]
July 20, 2021

Investing in Trends

What are some of the big ideas, the themes, that are likely to influence the economy, both locally and globally, in coming years? How about Australia’s aging population? As we collectively grow older we should see increasing demand for assisted accommodation, leisure and entertainment services, […]
June 16, 2021

The tax basics to share investing

With many ‘safe’ investments such as term deposits offering very low interest rates, more people are turning to the share market in pursuit of higher returns. For new share investors this means understanding not only the risk profile of share investments, but also the different […]
June 16, 2021

EOFY is coming…

The end of another financial year is looming, and with that may come thoughts about your tax return and how your wealth has tracked throughout the year. Whether you’re nearing retirement, a high-income earner looking to reduce your taxable income, or you’re on a lower […]
June 16, 2021

When was the last time you paid cash for something?

Prior to COVID, we were steadily moving towards a cashless world. Post 2020, even the most resilient of us has made the leap to tap-and-go payments sooner than we expected. From the morning coffee to filling up the petrol tank, we wave that plastic with […]
May 26, 2021

2021 Federal Budget Highlights

Greater flexibility for older Australians to boost superannuation, continued support for small business, and extra help for struggling homebuyers are key drivers in the Federal Government’s 2021 Budget, designed to steer Australia away from a pandemic recession. Retirement savings proposals Australians aged 67 to 74 […]
May 26, 2021

Can you afford to retire early?

Many Australians caught in the nine-to-five grind of working for a living dream of the possibility of taking early retirement, spending their days travelling or playing golf or doing nothing much at all. There’s even a name for it these days. The Financial Independence, Retire […]
May 26, 2021

ETFs – An alternative to shares

Exchange Traded Fund investments are gaining popularity but do we really understand them? While they can be low-cost and relatively simple, there are a few other things you should know before hopping on board. According to research undertaken by Morningstar, Australian investment in Exchange Traded […]
April 30, 2021

Giving the gift of investing

Did you have a savings account when you were young? It wasn’t uncommon and those old Passbook accounts funded many a first car. Now you’re a parent, are you thinking of opening an account for your kids? Record low interest rates have taken some of […]