SPARK LENDING

FIRST HOME BUYERS

Purchasing your first home?

Buying your first home can feel overwhelming, but it doesn’t have to be.

Our first property is often the first step to bigger and better things, therefore you want to make it a great one. That’s where we can help. We will answer all the questions you may have when entering the market for the first time.

With our robust knowledge of first home buyer loans, you’ll get the keys to your new home sooner. We have the knowledge and the relationships to ensure you get the most appropriate loan given your requirements without charging you any fees.

You can be approved in a matter of days, and Spark will take care of all of the paperwork and communications with lenders, real estate agents and solicitors.

NEXT HOME BUYERS

Buying your next home?

Our team of home loan experts will help you climb the property ladder with the best home loan rates on the market.

As the finance market changes, so do the requirements from you and how the banks view you. We ensure our clients enjoy a smooth and no hassle exchange when purchasing property – whether it be a second home, a financial investment, or your ultimate dream home.

We have the knowledge and the relationships to ensure you get the most appropriate loan given your requirements without charging you any fees. You can be approved in a matter of days, and Spark will take care of all of the paperwork and communications with lenders, real estate agents and solicitors.

INVESTMENT LOANS

Build Your Property Portfolio With Confidence!

We help investors with large or complex portfolios get the right loans and the right structure in place for optimal growth and maximum returns.

Advice and support for investors looking to generate wealth through property investment.

Is your rental property providing you with maximum return?

Our aim is to ensure that your investment property is providing you with the greatest possible financial return.

With extensive experience in the finance industry, Spark draws on established relationships with banks and lenders to review your current investment loan structure to ascertain if a more suitable finance deal is available.

Resources and strategies for established investors with large or complex portfolios.

Our brokers have the skills to help expand your property portfolio, undertake redevelopment projects and finance renovations on investments.

Contact us for a confidential assessment of your investment finance options.

REFINANCING

Looking for a better deal on your home loan?

We’ll review your situation and give you an honest, expert opinion.

Wondering whether a mortgage refinance is the right move for you? If you think you might be able to save money on mortgage repayments through refinancing, contact Spark today.

We’re here to help and will do all the paperwork and running around at no cost to you.

SMSF LOANS

Advantages of utilizing a SMSF loan to purchase property

Borrowing allows broader option to purchase residential and commercial properties than buying outright tax deduction for loan repayments a property can be held until pension age with no tax payable on capital growth

Borrowing can assist to diversify an SMSF Investment Portfolio

Limited Recourse Borrowing Arrangement

Borrowing allows broader option to purchase residential and commercial properties than buying outright tax deduction for loan repayments a property can be held until pension age with no tax payable on capital growth

Borrowing can assist to diversify an SMSF Investment Portfolio

How much can I borrow?

Borrowing allows broader option to purchase residential and commercial properties than buying outright tax deduction for loan repayments a property can be held until pension age with no tax payable on capital growth

Borrowing can assist to diversify an SMSF Investment Portfolio

Example

Borrowing allows broader option to purchase residential and commercial properties than buying outright tax deduction for loan repayments a property can be held until pension age with no tax payable on capital growth

Borrowing can assist to diversify an SMSF Investment Portfolio

Let’s start something together!

Complete the form below and a member of our team will be in touch.